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.ms-site:has(.ms-copy-route-blog) :focus-visible{outline-color:#ff741f}
.ms-copy-route-blog{--blog-navy:#083b6d;--blog-blue:#126ca5;--blog-orange:#ff741f;--blog-ink:#223341;--blog-muted:#53616c;--blog-line:#e3e8ec;--blog-warm:#fff;background:#fff;color:var(--blog-ink);font-family:var(--qs-font,Montserrat,Arial,sans-serif)}
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.qsr-blog .qs-blogs-wrap{padding-top:88px}
.qsr-blog .qs-blogs__item__img{background:#edf4f8}
.qsr-blog .qs-blogs__item__img img{aspect-ratio:1.5;object-fit:cover}
.qsr-blog .qs-blogs__item__title{color:#142f43}
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@media(max-width:700px){.qsr-blog .qs-blogs-wrap{padding-top:36px}.qsr-blog .qs-blogs__item__img{margin-bottom:22px}}
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.ms-page-article .ms-reading-layout{grid-template-columns:minmax(0,800px) minmax(0,275px);gap:60px;justify-content:space-between}
.ms-page-article .ms-reading{grid-column:1;grid-row:1}
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.ms-page-article .ms-article-related{margin-bottom:32px}
.ms-page-article .ms-article-related h2{margin:0 0 22px;color:#303840;font-size:26px;letter-spacing:-.02em}
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.ms-page-article .ms-article-related a:hover{text-decoration:underline}
.ms-page-article .ms-article-related img{display:block;width:100%;height:auto;aspect-ratio:1.5;object-fit:cover;border-radius:8px;margin-bottom:7px}
.ms-page-article .ms-article-nav>.ms-eyebrow{padding-top:18px;border-top:2px solid #ff741f}
.ms-page-article .ms-reading a{color:#126ca5}
.ms-page-article .ms-reading a:hover{color:#d9560a}
.ms-page-article .ms-hero{padding:52px 0 34px;background:#fff;color:#253847}
.ms-page-article .ms-hero h1{max-width:920px;margin:0;color:#083b6d;font-family:var(--qs-font,Montserrat,Arial,sans-serif);font-size:clamp(32px,3.2vw,48px);font-weight:800;line-height:1.16;letter-spacing:-.025em}
.ms-page-article .ms-hero-copy>p:not(.ms-eyebrow){display:none}
.ms-page-article .ms-editorial-media{max-width:920px;margin:0 auto 20px;text-align:left}
.ms-page-article .ms-editorial-media img{display:block;width:100%;height:auto;max-height:none;aspect-ratio:1.5;object-fit:cover;border:0;border-radius:10px}
.ms-page-article .ms-copy>section.ms-section:first-of-type{padding-top:30px}
.ms-page-article .ms-reading{font-family:var(--qs-font,Montserrat,Arial,sans-serif);color:#303840}
.ms-page-article .ms-reading [id]{scroll-margin-top:calc(var(--qs-header-offset,112px) + 20px)}
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.ms-page-article .ms-reading h3{color:#083b6d}
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.ms-page-article .ms-inline-art img{display:block;width:100%;max-width:none;max-height:none;aspect-ratio:1.5;object-fit:cover}
@media(max-width:950px){.ms-page-article .ms-reading-layout{gap:28px}}
@media(max-width:700px){.ms-page-article .ms-hero{padding:32px 0 24px}.ms-page-article .ms-hero h1{font-size:32px}.ms-page-article .ms-editorial-media{padding:0 18px}.ms-page-article .ms-editorial-media img{width:100%;max-height:none;aspect-ratio:1.5}.ms-page-article .ms-inline-art img{max-height:none;aspect-ratio:1.5}}
@media(max-width:800px){.ms-page-article .ms-article-hero{min-height:300px}.ms-page-article .ms-article-hero-copy{padding:34px 0 105px}.ms-page-article .ms-article-hero h1{font-size:clamp(30px,6vw,42px)}.ms-page-article .ms-article-estimate{margin-top:-55px}.ms-page-article .ms-article-estimate .ms-estimate-form{padding:24px}.ms-page-article .ms-article-breadcrumbs{margin-top:44px}.ms-page-article .ms-reading-layout{display:flex;flex-direction:column}.ms-page-article .ms-reading{order:1}.ms-page-article .ms-article-nav{order:0;position:static;max-height:none;width:100%;margin:0}.ms-page-article .ms-reading-layout>.ms-article-related{order:2;width:100%;margin:0}.ms-page-article .ms-reading [id]{scroll-margin-top:calc(var(--qs-header-offset,72px) + 20px)}.ms-page-article .ms-article-related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.ms-page-article .ms-article-related h2{grid-column:1/-1}.ms-page-article .ms-article-related img{height:120px}}
@media(max-width:560px){.ms-page-article .ms-article-hero{min-height:270px}.ms-page-article .ms-article-hero-copy{padding:30px 0 92px}.ms-page-article .ms-article-hero h1{font-size:31px}.ms-page-article .ms-article-estimate{margin-top:-44px}.ms-page-article .ms-article-estimate .ms-estimate-form{padding:20px}.ms-page-article .ms-article-breadcrumbs{margin-top:35px}.ms-page-article .ms-article-related{display:block}.ms-page-article .ms-article-related img{height:auto}}

.ms-copy:has(.ms-author-profile){background:#fff;color:#253847}
.ms-copy:has(.ms-author-profile) .ms-author-section{padding:58px 0 72px;background:#fff}
.ms-author-profile{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,330px);gap:clamp(48px,7vw,110px);align-items:start}
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.ms-author-copy .ms-eyebrow{margin:0 0 15px;color:#11618d;font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.ms-author-copy h1{margin:0 0 32px;color:#102f46;font-family:var(--qs-font,Montserrat,Arial,sans-serif);font-size:clamp(38px,3.7vw,52px);font-weight:800;line-height:1.12;letter-spacing:-.035em}
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.ms-author-contact:hover{color:#f36c21}
.ms-author-contact svg{flex:none}
.ms-author-linkedin{display:flex;align-items:center;gap:14px;width:max-content;max-width:100%;margin-top:18px;color:#0b4a76;font-size:18px;font-weight:700;text-decoration:underline;text-underline-offset:4px}
.ms-author-linkedin:hover{color:#f36c21}
.ms-linkedin-mark{display:grid;place-items:center;width:24px;height:24px;border-radius:3px;background:#0a66c2;color:#fff;font-family:Arial,sans-serif;font-size:17px;font-weight:700;line-height:1;text-decoration:none}
.ms-author-portrait{display:grid;overflow:hidden;place-items:center;aspect-ratio:1/1;background:#edf3f7;border-radius:4px}
.ms-author-portrait svg{display:block;width:min(68%,260px);height:auto}
.ms-author-photo{display:block;width:100%;height:100%;object-fit:cover;object-position:center top}
.ms-copy:has(.ms-author-profile) .ms-author-guides{padding:68px 0 88px;background:#f5f8fa;border-top:1px solid #e3eaef}
.ms-author-guides h2{margin:0 0 30px;color:#102f46;font-size:clamp(28px,2.8vw,36px);line-height:1.2}
.ms-author-articles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.ms-author-article{min-width:0;background:#fff;border:1px solid #dce5ea;border-radius:8px;overflow:hidden}
.ms-author-article a{display:block;height:100%;color:inherit;text-decoration:none}
.ms-author-article img{display:block;width:100%;height:auto;aspect-ratio:1.5;object-fit:cover;background:#eaf1f5}
.ms-author-article-copy{display:block;padding:19px 20px 24px}
.ms-author-article time{display:block;margin:0 0 9px;color:#586d79;font-size:13px}
.ms-author-article strong{display:block;color:#153d59;font-size:17px;line-height:1.4}
.ms-author-article a:hover strong{color:#d85d18;text-decoration:underline}
@media(max-width:850px){.ms-author-profile{grid-template-columns:minmax(0,1fr) 280px;gap:35px}.ms-author-articles{gap:16px}}
@media(max-width:700px){.ms-copy:has(.ms-author-profile) .ms-author-section{padding:34px 0 48px}.ms-author-profile{grid-template-columns:1fr;gap:30px}.ms-author-copy h1{margin-bottom:22px}.ms-author-bio p{font-size:16px}.ms-author-portrait{max-width:250px;aspect-ratio:1/1}.ms-copy:has(.ms-author-profile) .ms-author-guides{padding:48px 0 64px}.ms-author-articles{grid-template-columns:1fr;gap:20px}}

